Making the Wise Decision to Avoid Student Loan Debt

Student loan options are readily available in the Fulton (Oswego County) area. However, for a loan of this kind, you need to be extremely cautious. Most importantly, if someone asks you to co-sign on a student loan, the law firm of  Harris-Courage & Grady advises against it. In place of student loans, you or your child can attend college by choosing an educational institution that is less expensive. In addition, student loans can be avoided by taking on a part-time job or perhaps going to school at night while working full-time. Ultimately, you want to do everything possible to avoid...

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Fulton Bankruptcy Attorney’s Top Tips to Save Money

Part of our job as Fulton bankruptcy attorneys is to teach clients how to manage their money and avoid bankruptcy, or at least stay out of it once we’ve taken them through the process. Saving money is actually easier than you might think. With the tips provided, you will be well on your way to putting more money in the bank while staying out of debt. Helpful Savings Tips Buy Used Buying used items is a great way to save. Whether purchasing a vehicle, clothing items, furniture, housewares, electronics, or other items, buying used instead of new equates to instant savings. To save, hit...

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What Documents Does Your Bankruptcy Lawyer in Fulton Need?

Laws that govern bankruptcy changed dramatically over the past years to where you must now provide a significant amount of documentation to support the petition. Therefore, you need to hire a Fulton bankruptcy attorney who ensures things are done according to law. As part of this, the attorney reviews documents prior to filing in order to identify potential issues. First Steps Initially, your bankruptcy lawyer in Fulton only needs a copy of: your social security card driver’s license W2 tax form After filing bankruptcy, you must provide additional documentation, such as IRS and state tax...

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Will I Lose My Car if I File Bankruptcy in Fulton?

Although you might be concerned about losing your car in bankruptcy, you do have options for keeping it in your possession. Now, if a creditor has a judgment against you, your car could be taken in order for the claim to be paid. However, once your Fulton bankruptcy attorney files your case, the vehicle is protected from creditors. In other words, with your bankruptcy filed, using a judgment as a method of collecting on a debt is no longer viable. Bankruptcy Protection Of course, there are several considerations in determining if your car can be protected. For instance, if there is any money...

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Can you answer YES to any of these questions?

Are you being burdened with any of these scenarios? Can you answer YES to any of these questions? If you answer yes to any of these questions then we can help! Are collection agencies constantly harassing you? Is your mailbox full of overdue notices? Are you using one credit card to pay off another? Has your vehicle been repossessed? Has someone sued you and won? Did your “ex” leave you with all of the bills and only half the household income? Are your total bills as much as you make in a year? Were you laid off from your job and now not working or working for less pay? Have you thought...

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